Stop the Bank Rejection
Access home equity your bank ignored. Private mortgages approved in days, with a 12-24 month roadmap back to prime.
Private Mortgage →
Financing of the Future
Strategic mortgage solutions the big banks don't have a box for. Private capital, B-lenders, and alternative lending paths - with one dedicated broker from discovery to closing.
When traditional banks close a door, we find the side entrance.
Access home equity your bank ignored. Private mortgages approved in days, with a 12-24 month roadmap back to prime.
Private Mortgage →Consolidate credit cards, lines of credit, and CRA arrears into one lower monthly payment - saving $800-$1,500/month.
Debt Consolidation →Finance renovations and legal basement suites that increase property value - appraisal increases of 15-20% with zero upfront cost.
Renovation Financing →New to Canada? Self-employed? We architect homeownership paths using alternative credit and flexible documentation.
Newcomer Mortgage →12 specialized services for homeowners, investors, and newcomers across Ontario.
Bank declined, bruised credit, need fast capital
Multi-unit, retail, mixed-use, land & construction
Business owners, contractors, incorporated professionals
Homeowners 55+ accessing tax-free equity
Build, renovate, or add legal suites
High-interest debt, CRA arrears, cash flow reset
FHSA, HBP, 30-year amortization, $1.5M insured cap
Second mortgage, HELOC, equity take-out
Rate switch, equity access, payment restructuring
Permanent residents, work permit holders, foreign funds
Don't accept your bank's first offer
Know your buying power before you shop
Real Ontario borrowers - self-employed professionals, newcomers, investors, and families the banks weren't built for.
Business owners & contractors
New to Canada homeownership
Multi-unit & commercial
FHSA, HBP & down payment help
Illustrative borrower scenarios for marketing purposes.
Case Study
A Toronto mixed-use commercial property faced a stagnant renewal - the appraisal wouldn't support refinancing.
We financed renovations at zero upfront cost. Post-renovation appraisal increased $230,000 - enabling full mortgage reset plus a 2nd-position HELOC.
Read the Full Case Study
CEO & Principal Broker · FSRA #13667
Strategic Expertise - 25+ years of institutional private capital access and Tier-1 B-lender networks.
Personalized Management - One broker, one relationship. Bobby manages your file from discovery to closing and beyond.
Outside the Box - We audit the entire private and alternative lending landscape for your specific situation.
Licensed & Regulated - FSRA License #13667. Full regulatory compliance on every transaction.
About Black Knight CapitalEstimate payments, affordability, land transfer tax, and closing costs - built for Ontario rules.
Free finance consultation - no obligation. Bobby reviews your property, goals, and lending options.